Retire Goals Blog #

Plain-English guides for people planning retirement: how to find your FIRE and Coast FIRE numbers, get the most from a 401(k) and IRA, reach your money before 59½, and make it last once you stop working. It’s written by the team behind Retire Goals, a free retirement planner and FIRE calculator for iOS and Android that turns your savings goals into a projected retirement date and the odds you’ll get there. Everything here is general education, not personalized financial advice.

Start here #

• How to calculate your FIRE number
• How to calculate your Coast FIRE number, step by step
• Am I on track for retirement? 3 ways to check your pace
• How to count your 401(k) match in your savings rate
• Roth conversion ladder: how to access IRA money early
• 72(t) SEPP: penalty-free early retirement withdrawals
• Early retirement math with Social Security
• How much cash to keep in early retirement
• Barista FIRE vs traditional retirement
• Best free FIRE calculators compared